Concept:A bank draft is a cheque drawn by a bank on its own deposit in another bank.Explanation:The cheque is issued by a bank official on behalf of the bank.It is not a cheque drawn by a customer on a personal account.Instead, it is charged against the bank’s deposit that it keeps in another bank.Therefore, this instrument is a bank draft.A banker’s order is a customer’s standing instruction for regular payments, so it does not match this description.Answer:A. Bank draft