Concept:A cheque refused by the bank due to insufficient funds in the drawer's account is known as a bounced cheque.
Explanation:When a cheque is presented for payment, the bank checks the drawer's account balance.
If the drawer has insufficient funds, the bank refuses to pay and returns the cheque unpaid.
This returned cheque is commonly called a bounced cheque or dishonoured cheque.
A bearer, crossed, or order cheque refers to how the cheque is payable, not to the reason for refusal.
Therefore, the correct option is a bounced cheque.
Answer:A. a bounced cheque