Concept:The insurance expert appointed to examine and decide the value of a loss is called a claims adjuster.
Explanation:A claims adjuster inspects the damage, reviews policy conditions, and determines the correct amount to be paid for a loss claim.
The actuary deals mainly with calculating risk and uncertainty using statistics, but he does not personally assess individual claims.
The underwriter evaluates whether an insurance risk should be accepted and decides the premium, not the claim size.
The assessor, as a loss assessor, usually acts on behalf of the insured to negotiate the claim, whereas the adjuster represents the insurance company.
Since the question says “evaluates the level of loss claims,” the most appropriate professional is the adjuster.
Answer:A. adjuster