Concept:Insurance companies manage risk by collecting premiums, but they do not accept deposits from the public like banks.
Explanation:Insurance companies pool resources from many policyholders to cover risks.
They raise funds through premiums collected from policyholders.
They encourage investment by giving financial security against losses.
Accepting deposits from the public for investment is the function of a bank, not an insurance company.
Therefore, this option is not a function of an insurance company.
Answer:D. collection of deposits from the public for investment