Concept:Human development improves through better education, skills, and health opportunities.
Explanation:Human development focuses on expanding people’s capabilities and choices.
Encouraging general education and training raises literacy, skill levels, and productivity.
It helps people earn better incomes and lead healthier, more fulfilling lives.
Banks giving more loans, large families, or private-sector-only handling do not directly ensure better human capabilities.
Answer:C. general education and training are encouraged