Concept:Group terms to find a common binomial factor.Explanation:Start with xy−xm−my+m2.Group the first two terms and the last two terms: (xy−xm)+(−my+m2).Factor out x from the first group: x(y−m).Factor out −m from the second group: −m(y−m).Now the expression becomes x(y−m)−m(y−m).Take out the common factor (y−m): (y−m)(x−m).This is the same as (x−m)(y−m).Answer:Option B: (x−m)(y−m).