Concept:For independent events, P(X∩Y)=P(X)⋅P(Y).So the union formula becomes P(X∪Y)=P(X)+P(Y)−P(X)P(Y).Explanation:Given P(X)=81 and P(X∪Y)=85.Substitute these values into the union formula:85=81+P(Y)−81P(Y).Group the terms containing P(Y):85=81+P(Y)(1−81).So 85−81=P(Y)(87).This gives 84=87P(Y).Divide both sides by 87:P(Y)=84×78=74.Answer:P(Y)=74, which is option B.